GM, this is Product Lab, a collection of ideas about the future from your homies at Polyform Studio.

What we have for you this week:

• 💰 The Future of Work & Personal Finances with Nicole Jarbo

• 🤘 Meet your new Ai Co-Workers

• 🤖 Ai Experiment: Bedtime Story Generator with ChatGPT & OpenJourney

• 🎨 Ai Tutorial: Getting Consistent Characters in MidJourney

• 🤣 Weekly Dank Meme Dump

PRODUCT LAB PODCAST EPISODE #002

Nicole Jarbo joins us to chat Boost, her startup where she's creating financial wisdom and tools that work for the next generation. “The biggest ai disruption I see coming are products that help everyday people. I think they've been historically underfunded and that's where we now have the most opportunity to do something new that actually helps people. ” - Nicole Jarbo

ON THE FUTURE OF WORK & PERSONAL FINANCE

1/ First off, who is the average Boost user and how do they reflect what you think the future of work and personal finance is?

"The average Boost user is 18-25. Skewing women oriented. These are folks are creative souls. Lots of multi-hyphenates, they might be actor/singers or they do graphic design on the side, maybe do some writing or research. These are young folks who are monetizing across all their talents and skills and heavily reflective of the future of work in general. "

2/ Why is Boost so focused on Gen Z?

"We focus on young people because they have that mindset that they can do whatever they want to do. They haven't been afflicted with this sense of duty & conformity when it comes to work and life. It's the most fun, most meaningful place to build because these people still have hopes and dreams that haven't been dashed by corporate America, life and mortgages."

3/ What's critical to the future of personal finances?

"It's like all these fintech products want to separate people from their money. And that has two meanings; first the actual "give me your money and pay me for things" meaning, but secondly the more meta meaning of like "these products are trying to make your money movement opaque to you". So many products are not giving people transparency to their cash and it causes loss of control of their finances. Transparency is critical. Another critical constraint is friction. Defining what needs to be automated, because it is convenient or helpful, and what we need to keep manual and full friction so you build competence and confidence over time. I want to hold a hard line about this friction concept even when it means we need to make a bunch of stuff manual processes that we could automate easily because friction teaches. And It's extremely difficult to unlearn something you have been taught. If we automate everything and don't teach young people, we take away their ability to understand their cashflow and streams of income, we are taking away their ability to meet their goals and dreams.

LISTEN TO / WATCH THE FULL EPISODE

You hate Jenny in accounting, but now she's gone and you have a new co-worker... their name is 00001001001 and they like to party.

Introducing Microsoft 365 Copilot Your Copilot for Work

“Today marks the next major step in the evolution of how we interact with computing, which will fundamentally change the way we work and unlock a new wave of productivity growth,” said Satya Nadella, Chairman and CEO, Microsoft. “With our new copilot for work, we’re giving people more agency and making technology more accessible through the most universal interface — natural language.”

Train ChatGPT on your business data, then ask it for help with ChatBase.

It's like having Kevin from IT, Ashley from Accounting, Jessie from Customer Support, Oscar from Marketing, and Karen from HR all inside your desktop chatbot. Just upload a pdf or add a link to your website and get a ChatGPT-like chatbot that can answer any question on it. You can even add a chat widget to your website.

2023 Prediction: AI Will Become An Indispensable, Trusted Enterprise Coworker - Forrester

Artificial intelligence is transforming global markets and enterprises of all sizes. Over the next year, this transformation will become a quiet revolution. Rapid progress in areas of fundamental AI research, novel applications of existing models, the adoption of AI governance and ethics frameworks and reporting, and many more developments will make AI an intrinsic part of what makes a successful enterprise.

In 2023, we will see companies make AI a foundational element to their enterprises. — Rowan Curran @ Forrester

We predict:TuringBots will write 10% of worldwide code and tests.One in four tech execs will report to their board on AI governance.Ten percent of Fortune 500 enterprises will generate content with AI tools.

AI EXPERIMENT OF THE WEEK: FAIBLE

The Product Lab inside Polyform Studio is OBSESSED with Ai tools and builds new experiments every week. This weeks experiment is Faible, a good-night story generating tool for the imaginative parents of sleepy kids. Tell the stories and teach the lessons that are important to you, in a language kids understand and connect with. Powered by ChatGPT and OpenJourney. SEE THE WEBSITE SIGN UP FOR THE WAITLIST

SEE THE WEBSITE SIGN UP FOR THE WAITLIST

AI TUTORIAL OF THE WEEK

DANK MEME DUMP OF THE WEEK

What'd you think of this edition?

• 🤖🤖🤖 Love!

• 🤖🤖 Meh, basic.

• 💩 Did not compute.